Line of coverage
Commercial Property
We place commercial property that standard carriers decline because of location, occupancy, construction or values. Coastal and wind-exposed locations, vacant buildings and high-TIV schedules are a core part of our property appetite.
- Typical limits
- Based on total insured values; single-location and schedules.
- Minimum premium
- Varies by market and class.
- States
- South Carolina and Georgia
What we place
- Coastal and wind-exposed locations
- Vacant and unoccupied buildings
- High-TIV schedules and single locations
- Older and frame construction
- Habitational schedules
- Builders risk for new construction and renovation
Not a fit
- Personal lines homeowners and dwelling fire
- Risks with open, unrepaired prior losses
- Locations outside our licensed states
What to include
In addition to our standard submission requirements, include:
- ACORD 140 (property section)
- Statement of values (SOV) with COPE details for every location
- Roof, electrical, plumbing and HVAC update years
- Wind mitigation or inspection reports for coastal locations
- Photos, if available
Have a risk that fits?
Email your submission and we'll confirm receipt and tell you promptly whether it fits.
Don't see a class or line? Contact your broker before you submit. Appetite is subject to change with market conditions. Nothing on this page is an offer of coverage or a guarantee that a risk can be placed.