Line of coverage
General Liability
We place monoline and package general liability for risks that fall outside standard-market guidelines. Most of our general liability work is contractors, habitational and hospitality, including new ventures and accounts with prior losses.
- Typical limits
- $1M per occurrence / $2M aggregate; higher limits available through excess.
- Minimum premium
- Varies by market and class.
- States
- South Carolina and Georgia
What we place
- Artisan and trade contractors
- General contractors and remodelers
- Apartments, condominium associations and lessor's risk
- Restaurants and bars, including liquor liability
- Vacant land and vacant buildings
- New ventures and accounts with adverse loss history
Not a fit
- Products-heavy manufacturing risks
- Firearms, fireworks and explosives
- Amusement rides and attractions
- Personal lines liability
What to include
In addition to our standard submission requirements, include:
- ACORD 126 (general liability section)
- Class-specific supplemental (contractor, liquor or habitational)
- Contractors: gross receipts, subcontracted costs and a sample subcontract agreement
- Hospitality: total sales and liquor sales
Have a risk that fits?
Email your submission and we'll confirm receipt and tell you promptly whether it fits.
Don't see a class or line? Contact your broker before you submit. Appetite is subject to change with market conditions. Nothing on this page is an offer of coverage or a guarantee that a risk can be placed.