Line of coverage
Excess & Umbrella
We place lead and follow-form excess and umbrella capacity over E&S and admitted primary programs. We focus on contractors, habitational and hospitality accounts that need higher limits than their primary carrier offers.
- Typical limits
- $1M to $10M+, lead and follow-form.
- Minimum premium
- Varies by market and class.
- States
- South Carolina and Georgia
What we place
- Excess over E&S or admitted primary general liability and auto
- Contractors needing higher limits for contract requirements
- Habitational and hospitality accounts needing higher limits
- Accounts where the primary carrier does not offer an umbrella
Not a fit
- Personal umbrellas
- Excess over self-insured retentions without primary coverage
- Accounts without scheduled underlying coverage
What to include
In addition to our standard submission requirements, include:
- Umbrella or excess application
- Schedule of underlying policies: carriers, limits and premiums
- Copies of underlying quotes or policies
- Loss runs for every underlying line
Have a risk that fits?
Email your submission and we'll confirm receipt and tell you promptly whether it fits.
Don't see a class or line? Contact your broker before you submit. Appetite is subject to change with market conditions. Nothing on this page is an offer of coverage or a guarantee that a risk can be placed.